Candid Communication Essay Example for Free

Candid Communication Essay Due to the costly failed attempt to expand to the European market, and recognition of the major underlying cultural problems which resulted in the unsuccessful expansion, our team has been tasked with proposing plans for revitalizing your corporate culture. Key personnel, who could have provided advice to avert the flawed expansion strategy, did not voice their concerns or advice because such actions were not culturally encouraged. As an executive management team, you have recognized that this failure to uphold a corporate culture which values candid communication at all levels was the ultimate cause of this setback. This proposal is designed to uncover potential obstacles to creating a culture which foster candid communication, and present a plan of action to alter the corporate culture from the ground up. Question 1: The obstacles of fostering candid communication can be categorized into three areas: personal, physical and cultural. When discussing personal obstacles, the outer layers peel back to find both interpersonal and intrapersonal barriers that your organization will find in their journey to value candid communication. For example, interpersonal barriers occur between team members, such as differences in personality styles or behavioral preferences. Ignoring or not addressing these differences can lead to rivalry, competition and fear of speaking up due to retaliation or further dislike from other co-workers. Though individuals in your company may not like or be willing to work with one-another, the major obstacle is to first get them talking to address their differences. Furthermore, even if your employees hold similar behavioral or personality styles, another obstacle may be that their relationships might not be strong enough to support constructive criticism from others, indicating a lack of trust. The absence of trust is the first dysfunction of a team, according to Patrick Lencioni. â€Å"Trust is the foundation of a team† and the lack of trust is the team’s inability â€Å"to understand and open up to one another† (Lencioni, pg. 43-44). Strong, trusting relationships support providing feedback to other employees and supervisors without fear of future scrutiny. Lack of trust within a group also holds a strong influence on intrapersonal barriers to speak freely. Intrapersonal barriers are those that occur within the individual self or mind but are strongly influenced by their surroundings. For example, without the feeling of trust, employees may revert back to their safety zone by keeping quiet and holding back opinions in order to protective themselves (Lencioni, pg. 195). Likewise, other intrapersonal barriers can be as simple as the individual’s self-confidence level or working with individuals who prefer not to provide criticism for fear of rejection from the group. In addition, another obstacle is the absence of individual’s sense of belongingness to the company, one of Maslow’s steps in his Hierarchy of Needs. Belongingness comes from the company support of employees through personal development and job enrichment which play a critical role for employees to recognize that they and their opinions are valued enough to be shared. Secondly, physical barriers of separation, such as the physical distance between locations, geographic barriers like oceans or even walls between offices, can also hinder the ability to communicate openly to employees,. For example, as your company expands internationally, it will face the creation of virtual teams. Virtual teams are at a disadvantage to build trusting, strong relationships because they do not have the luxury of sitting across the table from one-another to work out disagreements. And, even if they wanted to, it would be extremely expensive for the company to fund trips back and forth across the pond. On the other hand, co-located employees may still feel that physical barriers impede their ability to share from blocked areas and closed doors providing visual cues to employees that they are either not needed or wanted. Last, as your company grows it will face both society and company built cultural barriers. Societal barriers, such as international relations and generational differences can influence the effectiveness of conducting business and building relationships in the future. For example, do the companies that we are working with international hold the same emphasis on candid dialog? Do cultural barriers or age differences enable employees to provide productive feedback or criticism without violating a social norm or without fear of creating adversarial relationships? Both examples of societal based barriers greatly influence the ability of people to feel they can share openly. Likewise, company built cultural barriers continue to obstruct straight talk if the culture does not reward such behavior and the population contains individuals who do not fit the cultural mold. For example, Nordstrom employees who are not fanatic about how amazing you Nordstrom’s is will â€Å"be ejected like a virus† (). Employees who do not see rewards for behaviors or do not agree with the cultural behaviors will not be comfortable to share candidly. Question 2: In order to combat these negative obstacles the company must first create and communicate a solid value structure, mission statement and form committees to help implement and generate ideas. The assurance that people feel valued needs to be the primary focus of the company citing the well known fact that employees are the number one customers. A credo similar to the one mentioned in Built to Last (p. 9) for Johnson Johnson, listed open for all to see, must be presented to the employees specifically listing core values including but not limited to: welcome change, be honest/open, recognize success but not shun failure, treat everyone with respect and spend considerable amount of time nurturing culture. For maximum impact management needs to proactively practice (MBWA) by walking around displaying, encouraging and measuring the success of all these values. These values and structures need to be engrained early in the employees so that the culture will become second nature. The objective is for the employee to be culturally rooted early. This is why the processes of recruiting, hiring, socializing and training new employees is critical, similar to Nike within Built to Change â€Å"the company fostered a â€Å"just do it† identity that was reflected in its structure, the people it hired†(p. 46). Once hired, the cultural foundation has been set and injection into the company’s system will receive little resistance making it simple to promote candid communications. Disregarding early processes may allow people to slip into the company who don’t fit the cultural mold and/or they are not properly adjusted into the system. These outcasts have a possibility of being rejected from the system resulting in employee turnover or a multitude of other problems. Recruiters can ensure recruits fit into the open communication culture by various techniques of evaluation, starting at first contact, including socializing events and interview processes. Events that require potential employees to socialize with current employees at their peer level will help evaluate their compatibility within the system and the employees. Employees administering interviews are encouraged to ask more behavioral questions rather than job function related questions. This will also ensure that new candidates are on the right path to successful transplant into the company. Once hired, new employees are to be indoctrinated with the concept of free speech. In order to build relationships and foster vertical communication, all new employees regardless of position, are to attend a high level onboarding training that is done within one large room. Next they participate in a communication building scavenger hunt requiring them to find and speak to certain individuals within the organization. The new employees are then paired with existing employees in their own department for 3-6 months because it typically takes a while for employees to become situated and comfortable in their new environment. By training employees in this way you guarantee little deviation from expected culture and instill the free speech initiative, making it easier to have candid conversations. People tend to respond positively to change when they receive recognition from managers. Displaying exceptional behavior is often overlooked leading employees to believe that the attribute is not exceptional or essential to success. When establishing a system for rewarding positive behaviors, especially those that revolve around the core values and candid communication, the rewards need to be in high regard to the employee and not necessarily monetary, Microsoft shows this in Built to Change when it â€Å"employees have challenging work and, of course, one of the most highly rewarding stock plans around†¦. hereby attracted some of the country’s top software engineers and marketing geniuses†(p. 47). Equally important within the innovation process is having more time to develop new ideas shown in Built to Change 3M’s â€Å"policies and practices that give employees time to experiment, and its reward system recognizes innovative work† (p. 39). The rewards and time provided for ideas generated will bring about open communication but would be ultimately ineffective in the event that there isn’t a way to evaluate these ideas and innovations. Therefore a committee consisting of white and blue collar workers should be assembled to evaluate and investigate ideas that are submitted for validity or cost effectiveness. To instill a culture that embraces and utilizes open communication candidly the company must have a way to promote and judge the performance of the changes. A committee will be formed in order to set goals, establish who will be in charge, schedule mingling events, enrich communications and ultimately ensure that this initiative isn’t forgotten. The mingling events would serve as a tool to not only build relationships between employees, breaking down communication barriers, but to strengthen and reinforce ties to the company. Some examples of the events would include speed mentoring, company picnics, benefit fairs, blood drives and fundraising events. Next the committee would be responsible for enriching communications throughout the company by fostering goodwill, laying out company-wide changes and compiling and maintaining the medium for communication disbursement. Mediums of communication can vary from newsletters, memos, banners or blogs. In Corporate Culture and Performance, Tandem Computers practices this by displaying achievements â€Å"are regularly recognized on bulletin boards as Our Latest Greatests†(p. 16). Communication transmitted must be professional to avoid wasting time across the organization. Some additional information, including information about the CEO’s family, may be added to show that she is human and the message is genuine. The committee would also explain new product information, organizational issues that might be confusing and benefit changes that might seem to only benefit the employer. By doing this managers can build rapport to increase employee understanding of the company, products, ethics, culture, and external environment, showing that the managers are not hiding information. This builds trust and fosters open communication. In order to facilitate information sharing, the company must utilize various ways of mentoring. Level mentoring should be skipped so that employees get an opportunity to meet with someone above the direct management. Reverse mentoring will be also instilled in the company as the younger person might have some fresh ideas and new tools. Sometimes, a new set of ideas might be the solution to a lingering issue in the company. Training sessions are organized by putting the management and employees on the same teams. Likewise, large group information sessions are implemented to talk about issues related to employees with management information similar to Merck’s communication meetings that are held three times a year. These meetings will have the full support of upper management and are used to open communication, improve the flow of information among all levels of management and to provide employees with information they need to do their jobs better. There could also be an improvement in information sharing by having no doors on offices or no physical barriers between management and lower level employees. Honda and Harley Davidson have an open door policy as described in Built to Change (p. 9). The company should clearly define fair policies and procedures. This will help the employees to know what is expected of them. If employees know what the company expects, it is easier for them to be accountable for their own behavior and contribute accordingly. Clear guidelines for professional conduct will be established by the company so that co-workers treat each other with respect regardless of their position in the company. Also, a process of performance review system will be implemented to ensure the employees are promoting the company’s value structure. A 360 degree review process will be utilized by the company which will help to provide on-going feedbacks to all the employees. This will enable all the subordinates, peers and supervisors to have their input towards the company. This will also help to assess all employees on a continual basis on how they are performing to business needs as well as adapting to the values of the company. The results from these reviews can be used to make administrative decisions as well as to plan for training and development in the future. The company should also not sway from their core values no matter what, as described in Built to Change (p. 4) in the Southwest Airlines example. This will enable the employees to stay loyal and feel comfortable knowing that their jobs are stable. Finally, the company will provide proper benefits to the employees including fair pay based on individual performance, team performance and seniority so that the employees feel valued. A proper organic organization structure will be designed to empower people and allowing them to make their own decisions. This will make the employees accountable with their decisions. A flatter organization structure will be designed in order to enable employees to speak freely to higher levels of management for advice. This will also enhance the mentoring process and help to build effective relationships. After assessing the culture and gathering input, the company should identify the system, policies and procedures that must be either changed or implemented to support the new culture. The new infrastructure should address role expectations, accountability, rewards and selection systems. The company will also have defined job descriptions and encourage people to switch departments so that employees won’t feel pigeon-holed. In other words, the company will also allow mobility within the organization in order to get the most out of their employees and employees will be more flexible. The employees should also understand other roles and jobs in the company to be able to relate to them and provide input for improvements. The company will focus more on team based design that will eventually help to elevate individual performance in the company. Individuals in the company will be cross trained or conditioned in order to improve the overall performance of the whole team. Although the word â€Å"team† is heavily used in the industry today, teams often play a major role in initiating organizational change. A cross functional team design will create mutual accountability for results and joint ownerships of work products. Above all, a properly designed organic organization structure will positively impact the ability to focus, directly affects the communication channels and empowers people by giving the employees a drive to make their own decisions. Question 3: While designing and implementing an effective, company-wide communication structure is vitally important, the activities performed by leaders at all levels are paramount to sustaining an effective communication culture. Managers are the face of your company’s culture and their interactions with their direct reports will be the frontlines of the company’s culture battles. Beginning with the hiring process, managers must be mindful that they are not only assessing the potential hire’s technical skills and abilities, but also their fit within the culture. They must abide by and practice recruiting and hiring techniques that will reasonably ensure that the company is hiring candidates that will express the desired behavior and align with the culture. These techniques could include maintaining relationships with contacts at local universities and recruiting firms. If these contacts are familiar with your company and culture they could aid in providing a stream of potential new hires and would be able to â€Å"pre-screen† for cultural fit. Mangers should openly discuss the company’s culture and ask explicit questions regarding how the potential hire feels he/she will fit within the culture. This will set cultural expectations of open and candid communication with all interviewees long before any are hired. Also, managers should use behavioral type interview questions to test the candidate’s attitudes, trust and ability to speak freely. Additionally, the interviews should be conducted by employees of varying levels of the company, both managers and non-mangers, with a single manager soliciting feedback from all other interviewers regarding their assessment of the recruit. Once potential employees are deemed to be a cultural fit and are hired it is important to continue the initiation process into the culture. Managers need to immediately begin teaching new employees about the open communication culture and submerging them in it. The Container Store, for example, submits all new hires to a weeklong orientation in which they are taught the inner workings and philosophy of the company (FoE, pg. 75). Socialization techniques can be utilized to build the relationships between the new and established employees, understanding that well socialized employees are more likely to share information freely. Managers can organize gatherings of new and current employees to introduce the new hires to their co-workers. Examples would be ice cream or pizza socials in which ice-breaker type games are used to introduce and socialize new hires to their peers. Mangers can also take new hires to lunch with a small group of their fellow employees in an effort to socialize the new employee in an environment outside the workplace. An emphasis should be made at these types of gatherings to learn about the employee’s life outside of the work environment. Other practices like a mentoring or buddy system could also be utilized to engage the new employee in an open communication culture. The focus of these activities should be to build trust and a sense of value within the new hire. Employees that perceive themselves as being valued and have strong trust relationships with their direct reports and co-workers are more likely to give of themselves, that is, to invest their â€Å"heads and hearts† with your company. While recruiting and initiating new hires into the culture is vital, most of a leader’s time will be spent maintaining the open communication culture. These tasks can be broken down into activities that build relationships, empower employees and provide reviews and feedback. Mangers should spend a considerable amount of time getting to know and nurture relationships with their direct reports. Leaders should adopt a Management by Wondering Around system where managers spend time with employees getting to know what they are doing, how they are doing it, what kind of problems they are facing, and what help is required to solve the problems (Dynamic Business Strategy, info from Vick). This type of communication should be seen as an integral part of managing people, not as an additional burden to a manager’s already busy schedule. An open-door policy should be utilized so that managers are available to their employees as much as possible. Leaders should also maintain a database of employee birthdays and employment anniversaries and recognize these occasions with cards and/or gifts. Management could also hold monthly get-togethers to celebrate the birthdays, anniversaries and milestones that occurred that month. Managers should be encouraged to spend time with their direct reports outside the work environment. Informal gatherings like lunches and happy hours could be utilized to get to know direct reports on a more personal level. Managers should hold occasional casual days in which employees are allowed to wear themed casual attire like university t-shirts to kick off football season or Hawaiian shirts at the start of summer. Additionally, leaders could send out daily or weekly e-mails informing employees of what is going on around the company.

Charlottes Web, by E. B. White | Summary and Analysis

Charlottes Web, by E. B. White | Summary and Analysis Relationships in Charlottes Web I chose to read Charlottes Web because it has always been one of my favorite stories. I instantly knew this would be the perfect story to write about human and animal interrelationships. There are many different relationships between the people and the animals throughout this book. Along with those relationships, there are also various interrelationships between the animals as well. I loved reading this book again, and found it the perfect book for this type of essay. The story begins with a litter of pigs being born at the Arables farm. There were a total of eleven pigs, including the runt. Normally, Mr. Arable kills the runt because it usually dies anyway. However, Fern, the Arable daughter, became very upset when she heard her Papa was going to kill the baby pig. She begged and pleaded with him until he finally gave in and told her that he would not kill the runt if she took care of it. Fern was so ecstatic to have her very own baby pig. She named her new pig Wilbur. Wilbur loved Fern, and would follow her wherever she went. After Wilbur was two weeks old, he had to live outside in a little wooden box under the apple tree. Fern would go outside everyday to feed, walk, and play with Wilbur. They both really loved each others company. Unfortunately, when Wilbur was five weeks old, Fern had to sell him to her Uncle Homer Zuckerman. The Zuckermans farm was close to Ferns house, so she could go and visit Wilbur whenever she pleased. The farm had horses, cows, geese, chickens, sheep, dogs, cats, and now Wilbur. Wilbur became very bored on the farm; he no longer got to go on walks or swims with Fern. He was always stuck in his little pig pen. One sunny day, Wilbur was just walking around his pen talking to himself about how bored he was, when a goose overheard. The goose told Wilbur that there was a board loose on his pen and he could get out and do whatever he wanted. Since Wilbur was so bored he decided that he would like to leave the pen and see whats out there. While walking around the farm with complete freedom, Mrs. Zuckerman saw him. She yelled out to her husband and Lurvy, the hired man to go and catch him. News like this spread fast throughout the farm. All the animals were talking about Wilburs freedom. Then Mr. Zuckerman, Lurvy, and the dog surrounded Wilbur. All the animals started yelling for Wilbur to run away. However, the sweet smell of slope soon came over Wilburs nose, and he was quickly lured back into his pen. There is a lot of human and animal interrelationship in these first three paragraphs. Mr. Arable doesnt really care about the pigs, he just uses them to make money. He doesnt see them as actual living things that have feelings just like him. However, his daughter Fern makes a real connection with Wilbur. She saves his life, and takes care of him just as she would her own child. They become each others best friend. If Ferns is not at school, she is with Wilbur. They do everything, and go everywhere with each other. They become true companions. Fern also develops a relationship with the rest of the animals on the farm. They all get to know her, and start to trust her. They allow her to sit in their pens and watch Wilbur. In the next three chapters, many things happen at the Zuckerman farm. Wilbur becomes very, very lonely. He had planned his whole day out. He planned when he would eat, when he would sleep, and when it would just sit there doing absolutely nothing. Unfortunately, when he awoke all his plans went out the window due to the rain. So he then asked the goose to play with him, but she was sitting on her eggs. Next he asked a sheep to play with him but the sheep said no and called him less than nothing. Not even Templeton the rat would take time out of his day to play with poor Wilbur. Wilbur then became extremely depressed, and started to weep. Right before Wilbur was about to go to bed he heard a little voice that said, Do you want a friend, Wilbur? Ill be a friend to you (White 31). Hearing this excited Wilbur, but he was confused because he couldnt see where this little friendly voice was coming from. The voice then told Wilbur to go to sleep, and that they will meet in the morning. Wilbur did as he was told, and in the morning he discovered his new friend was a spider named Charlotte A. Cavatica. At first, Wilbur was disgusted by his new friend Charlotte. She showed him how she caught her food in her web, and sucked out their blood. Wilbur didnt know what to think about her because he really wanted a friend, but he thought that what she did was very cruel. In these three chapters there werent any human and animal interrelationships because there werent any humans mentioned. However, there were a lot of animal relationships between Wilbur and the other animals. The goose doesnt even give Wilbur the time of day, and just sort of sees him as a distraction. The sheep say they consider pigs less than nothing, which is odd to me because what do the sheep do that make them that great? Hearing this just devastates poor Wilbur, as it would anyone. Wilbur then turns to Templeton who has no interest in Wilbur, just Wilburs food. After hearing that no one cares about him Wilbur becomes very depressed. He feels that he doesnt have any friends on the farm, which makes him sad because he was so used to having a friend all the time when he lived with Fern. Then Charlotte comes into the picture, but Wilbur isnt so sure if he really wants to be her friend because she is so bloodthirsty. In the next couple of chapters Wilbur gets extremely stressed. One of the sheep tells him that the Zuckermans are just fattening him up to kill him at Christmas time. Naturally, Wilbur freaks out and starts running around saying Save me, I dont want to die!(50). Charlotte overheard the conversation between the sheep and Wilbur, and told Wilbur to calm down. Charlotte said that she would come up with a plan to save Wilbur. The next morning Fern tells her family all about the animals at the barn. She tells her parents exactly what the animals were saying, which implies that she can understand animal talk. Her mom gets very concerned, and says she is going to call Ferns doctor. Ferns dad just blows off the whole conversation like it wasnt a big deal. Later the next afternoon, Wilbur starts admiring Charlottes Web. He tells Charlotte that he thinks he could build a web just like hers if he wanted to do so. Charlotte knows that this is impossible and tells Wilbur to try. So Wilbur then climbs to the top of the manure pile, and jumps off hoping a string will come out of his butt and catch him. Naturally, this does not happen, and Wilbur lands flat on his face in the ground. His next brilliant idea is to tie a string that Templeton gave him to his tail, and then try the same thing again. Just like the first attempt, this one failed too. Wilbur finally gives up, and everyone including Fern laughs at him. Charlotte then cheers him up, and tells him to just lie down and relax. After a while of silence, Wilbur asks Charlotte how she plans on saving him from being Christmas dinner. Charlotte says she has not thoroughly thought of the plan yet, but she will think of one that will work. Wilbur is still very curious of how this is going to w ork, and keeps asking Charlotte many questions. Finally, Charlotte tells him not to worry, and just to do as hes told. She then tells him to eat well, stay healthy, and to get a lot of rest. Wilbur does as he is told, and falls asleep. In these last three paragraphs, the first human and animal interrelationship is between the Zuckermans and Wilbur. The Zuckermans just see Wilbur as a Christmas dinner. The reason they feed him and take care of him is not because they actually care about him; it is because they want a nice, big Christmas dinner. To me, this is so sad. I dont know how people could raise a pig and then just kill it and eat it! I know this is what happens in real life, and it is how everyone gets their bacon and ham, but it is just so sad to me. The other human and animal interrelationship is between Fern and all the animals on the farm. Fern can understand the animals when they talk to one another. She knows what all of them are saying, but I dont think the animals know she has this special gift. Ferns mom just thinks she is going crazy, but Ferns dad just blows it off like its nothing. I think this is probably one of the most important human and animal interrelationships throughout the story. During the next three chapters many events take place. First, Charlotte figures out a way that she can trick the Zuckermans into not killing Wilbur. However, she knows she has to work fast because there isnt a lot of time. That day, Fern and Avery come down to the Zuckermans house for some blueberry pie. Avery brings a frog with him, which causes a disaster in the Zuckermans house. After the frog incident the two of them decide to go swing on the rope in the Zuckermans barn. After they got tired of swinging they went and picked some raspberries. While doing this, Avery found a little candy box to put his frog in. Fern then wants to go and visit Wilbur, so they both walk over to the pig pen. Avery discovers Charlotte and her web. He then tries to knock Charlotte out of her web and kill her. Luckily, Avery tripped and happened to break Templetons rotten egg. The nauseating smell lures Avery and Fern away from the pig pen, and Charlotte. The next day was very foggy, which made it easier to see Charlottes web. When everyone awoke they discovered that Charlotte had written the words some pig, in her web. The Zuckermans were so startled by this message, and started believe they truly had an amazing pig. Mr. Zuckerman then went and told a fellow priest, who of coarse told the whole town. By the next day people were lined up in front of Wilburs pen to see him, as well as Charlottes web. With all this excitement, Charlotte knew her plan to save Wilburs life was working. But she knew that in order to keep Wilbur alive she would need to do more, and change the words. So Charlotte then called a group meeting where they decided the new word would be terrific. However, Charlotte wanted more words as well, so she then convinced Templeton to go to the dumpster and collect magazine clips with more words on them that would continue impressing the people. The first human and animal interrelationship demonstrated in these chapters was between Avery and Charlotte. Avery saw Charlotte and her web and automatically wanted to swat her down and kill her. Even though Charlotte wasnt bothering Avery one bit, his natural instincts were to just kill her. This shows that not all human and animal interrelationships are good, or fair in this case. Another human and animal interrelationship shown in these chapters was between all the people and their reactions to Charlotte, Wilbur, and Charlottes web. The people were so astonished by the sight of the writing in Charlottes web. They could not believe that a spider could spin the letters so clearly in her web. The words some pig, completely changed everyones views of Wilbur. Before, he was just an ordinary pig that one day would be made into dinner, but now he is so good looking and perfect in their eyes. Its really interesting how the animals can change the views of the people so easily. During the next three chapters many events occur. After the words some pig, started to get old, Charlotte decided to reconstruct her web, and write in the word terrific. Once again, everyone came down to the Zuckermans farm to see the new web. Wilbur loved all of the attention, and started to believe that he was a terrific pig. Mr. Zuckerman also loved all of this attention. He started giving Wilbur all sorts of special treatment, and decided that he will enter him in the Country Fair. Templeton searched through the dumpster to look for new words that Charlotte could carve into her web. His first couple trips werent very successful; however he finally found the perfect word, radiant. Wilbur loved the new word, and started doing flips and turns to prove that he was a radiant pig. After a long day of flipping, Wilbur lay down, and asked Charlotte to tell him some stories. She went on telling him about her cousin who actually caught a fish in her web, and how another one of her cousins was a balloonist. The next day Fern told her mom all the stories about Charlottes cousins. Her mom began to worry about Fern, and how she thinks she can understand animals. Her mom decided to go see Dr. Dorian to talk about Ferns strange behaviors. Dr. Dorian didnt see anything wrong in what Fern was doing, and he actually found it quite enchanting. Mrs. Arable then goes on to ask if he has heard about the words written in Charlottes web. He says he has heard about them, and that it is a miracle that a spider could spin a web in the first place. So the fact that Charlotte could write something in it does not surprise him. Mrs. Arable then felt relieved after Dr. Dorian told her that he thinks Fern is perfectly fine. Wilbur started thinking about the County Fair, and what was going to happen to him. He asked Charlotte if she was going to come with him but she said she wouldnt be able to. Charlotte needs to stay at the farm and lay her eggs during that time. Wilbur pleads and pleads with her until she finally says she will try her best to be there. However, she knew she wasnt going to be able to help Wilbur much longer because she needs to start building her sac for the eggs. There are quite a few human and animal interrelationships during these couple of chapters. The first one is between Mr. Zuckerman and Wilbur. Mr. Zuckerman now sees Wilbur as something more than food. Wilbur has a chance to win the County Fair, and become useful to Mr. Zuckerman. In reality, Wilbur is still the same old pig, but because of Charlottes words in the web, Wilbur all of a sudden becomes a prized possession, as well as a very important asset to Mr. Zuckermans farm. Wilbur loves all the attention the people give him, as well. He now sees himself as terrific and radiant, instead of just a normal old pig. So here, both Wilbur and Mr. Zuckerman help each other out. Another human and animal interrelationship that is shown in this chapter is through Dr. Dorian. Dr. Dorian explains to Ferns mother that it is perfectly fine that Fern spends all of her time at the Zuckerman barn. He goes on to tell her that animals are very amazing creatures, especially spiders. Dr. Dorian says tha t he is not surprised by the miracle that Charlotte could spin letter in her web, because he thinks its an even greater miracle that a spider can spin a web in the first place. To me this shows that Dr. Dorian really respects animals, and all the amazing things they can do. During the next three chapters they take Wilbur to the County Fair. Mrs. Zuckerman wanted Wilbur to look extra clean, so she bathed him in buttermilk. The buttermilk worked very well, making Wilbur white as can be. After Wilbur was all clean, everyone went and changed into their best clothes to go to the fair in. When they were all done they met at Wilburs pen to help load him in his crate. When Mr. Arable saw Wilbur, he made a remark that the Zuckermans will get some extra good ham and bacon from him when they kill him in the winter. When Wilbur heard this he immediately passed out. Fern ran over to him with tears in her eyes, and Lurvy ran over with a bucket of cold water to splash on him. When Wilbur regained consciousness, they all helped load him into the car, and took off to the fair. Wilbur felt a lot better now that Charlotte and Templeton were coming with him as well. When they arrived at the fair many people gathered around to see Wilbur. Charlotte soon became worried because she noticed that the pig next to Wilbur was much bigger than Wilbur. However, when Charlotte went down to meet the large pig she was not impressed with his personality. His name was Uncle, and according to Charlotte he is too familiar, too noisy, and cracks weak jokes. This made Wilbur feel a little better because he knew that he could win over the crowd with his radiant personality. The next night Charlotte set Templeton out to find a new word for her web. She told him to make it a good word because it will be the last one she will ever create. Templeton found the word humble written on a piece of newspaper and brought it back to Charlotte. He said humble describes Wilbur perfectly because it means two things: not proud and near the ground. Charlotte agreed that it was a good word for the web, and quickly got to work. Later that night when the web was complete, Wilbur could not see Charlotte. She told him that she was in a different corner creating a masterpiece. Wilbur wanted to know what this masterpiece was, but Charlotte told him to get some rest and she will show him in the morning. In these few chapters there werent very many interrelationships between the humans and the animals. The time that there was any interaction between the two was when they were all at the Zuckermans farm talking about Wilbur. Mr. Arable made a remark about killing Wilbur, which shows that he has not changed his views on Wilbur from the beginning of the story. He is a farmer who sees pigs as food and nothing else. Fern on the other hand sees Wilbur as a companion, and would never do anything to hurt him. She shows her affection for Wilbur by running over to him and holding him when he passed out. They have a very close bond just like anyone would have with someone or something they loved. During the last chapters of the book many events occur. The first event was that Charlotte laid an egg sac with five hundred and fourteen eggs in it. Wilbur becomes ecstatic that Charlotte is going to become a mom, and that he will have a whole lot of new friends. However, Charlotte has horrible news for Wilbur. She tells him that she has become very ill. But she doesnt want to focus on the negative, so she changes the subject and points out how beautiful her web looks with the new word in it. It was the best web out of all the ones she had created before. But then of course, Templeton returns from a night of ravishing around the fair grounds with some unfortunate news. Templeton tells Charlotte and Wilbur that he noticed that Uncle, the pig next door has a blue ribbon placed on his pen. He then went on to tell Wilbur that this meant that Wilbur will soon be forgotten by everyone, and eventually end up as the Zuckermans Christmas dinner. This hit Wilbur really hard, but he tried to stay strong and listen to Charlotte. Charlotte told him not to worry, and everything will be fine. Within a couple of minutes the whole gang returned to see Wilbur. Fern pointed out the new web, and everyone stood admiring it with astonishment. Then Mrs. Zuckerman began to cry because Avery pointed out that Uncle had already won first prized. Everyone became very upset, except for Mr. Zuckerman. Mr. Zuckerman took control and told everyone to help him bathe Wilbur, and make him look his best. Everyone did as they were told. Suddenly, there was an announcement over the loud speakers that Wilbur had won a special prize, and everyone was to report to the judges booth. Excite ment rushed through the whole fair as everyone raced over to the booth. Once everyone was there, the announcer presented Mr. Zuckerman a prize of $25, and a bronze medal for Wilbur. Wilbur had won this award because he and the words in the web had brought many spectators to the fair from all around. Everyone cheered, and Wilbur felt so proud. Then as things wound down, the Zuckermans took Wilbur back to his pen before loading up the car. Wilbur noticed that Charlotte was a lot quieter than normal. Charlotte then told Wilbur that she would not be returning to the farm with him because she would only live for one more day. This news hit Wilbur hard, and began to weep. He did not know what he would do without Charlotte, his best friend. Then Wilbur came up with an idea to bring Charlottes egg sac back to the barn with him so Charlotte would at least know her children would be safe. So Wilbur called over Templeton to run up and get the sac. However, Templeton would not do it unless Wilbur agreed to give Templeton first pick of his food from that day forward. Wilbur instantly agreed. As Wilbur was being loaded back into his crate, he had Charlottes egg sac safe in his mouth. He could not talk, so he looked up and gave Charlotte a wink. Charlotte knew that he was saying goodbye and quietly said goodbye back. The next day Charlotte died alone. Wilbur, Templeton, and her eggs were all back at the barn with the other animals. They all made it through the cold winter, and patiently awaited the little spiders arrivals. Then one warm morning they finally hatched. They all said hi to Wilbur, but then made little balloons with their strings from their butts, and flew away. Wilbur began to cry because they were all leaving him and he thought he would be all alone again. Then he heard three little voices coming from the corners of the doorway. Wilbur looked up and saw that three of Charlottes daughters decided to stay, their names where Joy, Aranea, and Nellie. They became Wilburs close friends because now that Fern was growing up she didnt stop by to visit as often. As the years went on Wilbur became friends with Charlottes daughters, granddaughters and even great granddaughters. However, none of them could ever take the place of Charlotte in Wilburs heart. In these chapters the Zuckermans and the Arables all fall in love with Wilbur and his achievement. Wilbur essentially becomes their hero, and the highlight of their lives. However, Fern who was Wilburs best friend, didnt even want to stay to see Wilbur win his prize. She was to busy running around after a boy on the ferris wheel. This shows that the human and animal interrelationship changes a lot throughout the story. In the beginning of the story all Fern cared about is Wilbur and his health. Her parents, along with the Zuckermans didnt care about Wilbur; they just saw him as a good Christmas dinner. However, as the story develops, the tables turn, and it seems that Fern out grows Wilbur in a sense. Fern still loves Wilbur, and always will, but she has found other loves in her life now as well. Whereas the Zuckermans find a whole new love in Wilbur, and now see him as their pet. I thought the interrelationships in the last few chapters were very interesting. However, the true relat ionship in the last chapters was between Charlotte and Wilbur. Charlotte succeeds in saving Wilburs life, and in return Wilbur protects Charlottes eggs for her. They both would do anything for one another, whether it meant giving up their own lives or just always being there for the other. Charlottes Web was a great book to read for this essay. Not only did it show human and animal interrelationships, but it also showed animal relationships as well. It demonstrated the many ways people perceive and value certain animals, along with how their views can change. Fern saves Wilburs life and develops a very close connection with him. They become best friends, and would do everything together. However, no one else saw Wilbur in the way that Fern did. They saw Wilbur as a pig that would be used for food. Poor Wilbur then got sent away to the Zuckermans farm where their intentions were to kill him come summertime. There was no interrelationship between them and Wilbur. Eventually, Wilbur develops a close relationship with the animals on the farm, especially Charlotte. As time goes on, Charlotte and Wilbur become extremely close, and Charlotte also saves Wilburs life. The Zuckermans and Arables also start to develop a close relationship with Wilbur when he becomes famous. They end up seeing Wilbur as their pet, as well as part of the family. However, it took words in a web for them to realize how great of a pig Wilbur actually was.

Is a general glut possible?

Is a general glut possible? Introduction In macroeconomics, general glut refers to there is a supply excess in all industries. There is a long time running debate on the general glut from the late 18th century. Many economists try to figure out if there is a general glut in reality. Normally, glut could be exhibited in a economic depression or recession with high unemployment rate and idle manufactures. However, Jean-Baptiste Say(1803) established his theory Law of markets which advocates that there is no general glut . Say said products are paid for with products. In the other words, supply creates demand. Many classical and neoclassical economists support Says Law. Say brought up his theory after industrial revolution. Under that background, Says law might be right, because market was completely controlled by suppliers. It means suppliers are consumers. Therefore, Says law seems right. On the other hand, Says Law can be proved with one simple example: if firms cannot sell goods, then goods prices will be decreased until c onsumers accept it. The only problem is time. In the long run, Says law seems correct. Ricardo (1851) extended this notion to saving and investment. If manufacture produces more than one consumes, then the surplus is saved and, by definition of terms, invested. No one would produce in excess of consumption needs if one does not have a desire to either exchange it or invest it. Supply, therefore, is demand. This virtually all the Classical economists held to be an irrefutable truth. However, some economists denied Says law concluding there is a general glut in economy. Keynesian argues that some microeconomic-level actions can lead to a general glut. Next, unnecessarily high unemployment rate is the evidence of a general glut. Austrian school economists argue that misallocation of resource causes the gneral glut. Some post-Keynesian economists think credit bubbles or speculative bubbles is the cause of general glut. In my opinion, general glut exists in the modern society. The severe worldwide economic depression in the 1930s and financial crisis in 2007 prove that there is a general glut in reality. Especially, the global financial crisis in 2007 makes me to believe that Keynesian is correct and general glut is possible. It is controversial that government should adopt laissez-fair or Keynesian policy to exit finaical crisis. From laissez-fair side, economists suggest government should stimulate production and this is the only way to control crisis. On the other hand, Keynesians supporters argue that government should stimulate demand. Because they think insufficient aggregate damand causes the fiancial crisis. Says law This part I will discuss Says law more detail and analyse why Says law is inconsistent with other economistss theories. Say is the first economists to advocate that the price of a product is dominated by its supply and demand. Say(1803) established Law of markets theory which argues that the total supply in an economy can never fall below or exceed the amount of total demand. Therefore, there is no general glut in a economy. On the other hand, Say argues that money is neutral. Personally, I think Says thought about moneys purpose is inconsistent with most economists arguments. It is the one reason why his theory is inconsistent with most economists theories. Say(1983) contended trader is interested in other products, not money. He thinks there is no reason to hoard money and moneys purpose is buying other goods. In contrast, I think many people are engaging to hoard money for various reasons. For example, ones salary is 2000 dollars per month, it is impossible for him to use 2000 dollars every month. One will make a financial plan and save one small proportion in the bank purposely. Many classical and neoclassical theory supports Says law. I read the story like shoe-hat world or some two things world in their articles. In the shoe-hat world, they exchange one good for another good . According to their explanations, there could be three possible circumstances in the shoe hat world. I got this idea from a on-line article called the general glut controversy. First of all, shoes makers and hat makers have enough quantities to satisfy all demand. Then, there is a overproduction of hats, meaning too great a demand for hats. Next, there may be too many shoes in the market. However, there never be a overproduction of both goods. Because a shoes maker would not produce one more if he or she did not need more hats. On the other hand, there could be a glut for one good, but there could not be a general glut. It seems plausible that general glut does not exist. However, they overlooked a important stuff, of course, money. In the current society, we are not in the barter economy. Money plays a important role in capitalize economy. If i introduce money in the two person economy, there is a little change. Mill, John Stuart (1844)argues that in the simple exchange economy, supply creats demand. However, when money is the exchange medium, people can hoard the sales profit. Therefore, supply do not always create demand and general confidence can change the balance between supply and demand. Joseph Clark(2010) argues that there still cannot be a general glut after we introduce money. He said there could be surplus in all goods relative to money. From the long term side, I think there is no general glut, however, in the short term, definitely supply does not equal to demand due to price is not flexible. It means there is overproduction or underproduction. Says law just messed up by the exchange medium, money. Great depression and global financial crisis It is important to discuss the economic depression in the 1930s and global financial crisis in 2007. From these two events, I firmly believe general glut exists. Many economists argued that government interventions is the main reason for financial crisis. Robert ( 2009) asserts that one cause of financial crisis is the unregulated financial market. Some researchers thought the main reason for financial crisis is humans greed. Adrian(2008) concluded one cause of the crisis is a change in the model of banking, mixing credit with equity culture. Nevertheless, I think general glut is the main reason. After doc.com bubble bursting, American government decreased interest rate to prevent economic recession. Between 2001 and 2004, interest rate even reached the lowest point of 50 years, 1%. I think real estate glut is the fuse of the crisis. After real estate bubble bursting, the general glut came up. For example, the Big three(GE,FORD,CLESLER) asked for $50 billion to avoid bankruptcy and e nsuing layoffs, then Congress worked out a 25$ billion loan. From a more widen scope, looking at the data from Wikipedia, the annulized rate of decline in GDP was 14.4% in Germany, 15.2% in Japan, 7.4% in the UK, 9.8% in the Euro. Looking at the unemployment rate of economic downturn in the 1930s: unemployment in the United states arose to 25% and some other countries reached 33%(frank, 2007).If Says law is correct and general glut is invisible, there is no unemployment. I will explain why unemployment rate is related with Says law and general glut in the next part. Say and other nineteenth-century economists argued that products can find buyers eventually if prices are sufficiently attractive. I admit this argument is correct. If Airbus sells A380 as cars price, I think there is no overproduction problem for Airbus. I think many theories are established in a perfect and simple world. Actually many theories cannot apply to reality because of imperfect economy system. Some other theories Keynes (1936) argued that unnecessarily high unemployment rate was the evidence of the general glut. Aggregate demand for products is less than aggregate supply, causing economic recession and losses of potential output. There are three important concepts in Keynes paper. The first one is propensity to consume. The marginal propensity to consumer is the relative increase in personal consumption, that comes with an increase in disposable income. The marginal propensity is less than one. In the other words, the actual production level is lower than the full employment production level. Therefore, there is a gap between total income and total consumption. This gap would not be eliminated which conflicts Says law. Now, someone maybe ask if investments can close this gap. Many economists believe that saving is equal to investment. Keynes(1963) argues that investment cannot close this gap because there is no evidence showing that investment is equal to saving. Keynes contend that saving de pends on the households income level. It means one earns more and one saves more. However, investments depends on the marginal efficiency of capital. Keynes thinks saving and investment are totally different terms and have no autocorrelation. Austrian school economists argue that misallocation of resource causes the depression, even general glut. They also contend the depression is a tool to wipe out the excessive supply.(wiki) Austrian school economists focus on the credit cycle when they see the business cycle. they think depression is inevitable after credit bubble burst. Artificially low interest rate could lead speculative economic bubbles. Then, recession comes up to adjust the balance of saving and investment(Thorsten Polleit,2007). I think Austrian school theory is similar to post-Ksynesian. They both think general glut cause as one spends more than one earns. Personally, I think greed is another way to interpret this problem. some post-Keynesian economists think credit bubbles or speculative bubbles is the cause of general glut. From Irving Fishing ¼Ã‹â€ 1933 ¼Ã¢â‚¬ ° view, debt bubble busrting leads general glut. According to his debt deflation theory, a series of bad things occur after bubble bursting. First of all, distress selling and debt liquidation lead contraction of the money supply. Then, decrease of asset value and fall in firms profits. Afterwards, unemployment rate increase leads pessimism. Finally, people will hoard money. Therefore, a general glut comes up due to the shift from using more than one earns to spending less than one earns leads a sustained decrease in aggregate demand(wiki). It is necessary to talk about Marxian in the general glut debate. Marx(1864) contend that there are two types of goods, one is capital goods like machines and another one is consumer goods that are not durable. According to Marx, I think capitalist economy target is capital goods accumulation. On the other hand, firms goal is profit maximum. Looking back to our reality, many developed countries companies are using outsource strategy. They are reaching the maximum marginal profit. So there will be more and more goods but unchanged demand power even lower. Therefore, general glut is possible in the capitalist economy. Sismondi(1861) and Karl Marx have a same idea about time lag in the products transaction. I think this idea exists in the reality, for example, one produced a good and sell it. However, he would hoard money for a while before he buy other goods with money he earned. Therefore, there is a breakdown in the transaction and overproduction crisis can occur. Actually some economists oppose to Says law before Keyne and Marx. Malthus(1820) argues that producers do not always exchange their goods for other goods. Some goods are exchanged for labour. However, Says law does not concerns about employment and unemployment. Therefore the entire goods can lose value due to unproductive labour,meanwhile, general glut can exist. From the money side, Say and his supporters think is completely neutral. However, Malthus(1820) contend that producer wants money not other goods. He think it is so abstract that people want goods and not money. I persist Malthuss thought is correct. For example, I want to buy a house or a luxury car, so I will to save my money within five even ten years. Before I buy a house, money is preferable for me. Eventually, I admit my saving is for goods, however, I do not immediately change goods when I get money. There is a gap, even for a while, this gap will cause a general glut. conclusion I think it is impossible to avoid the crisis of general glut. Theoretically, general glut is a issue of income distribution. Profit is distributed to minority. This could leads social savings and investments too high as well as low consumption, hence the scale of production and consumption is asymmetry. Then, general glut comes up. Therefore, I support that government should stimulate aggregate demand side to exist crisis. Then, I disagree Says standpoint that supply creates demand. Just a simple example, manufactures always increase their investments when economy is booming. They think there will be more demand in the future , so they build more factories and buy more raw materials in advance. However, economic crisis may be happen suddenly leading to less consumption. Therefore, there will be many idle factories and high unemployment rate as well as unsold goods. Under this condition, I can barely believe that supply creates demand. I think general glut exists due to firms managers overestimate the demand quantities and misjudge macroeconomic situation. I think greedy soul is the main cause of overestimation and misjudgement. It is also the deep reason for the general glut. Many people debate on the term general and think there could be overproduction for one good or two goods or one thousand goods, however, no general glut. I think once money exists in our economy as a exchange tool, there could be general glut. Maybe money is not overproduction,but money is not good. There is no industry called money industry. On the other hand, I pretty sure government policies would solve the general glut issue. For example, FED injected money supply after 2007 financial crisis. This topic is so profound and tricky. My essay is not a statistics based paper, so I cannot provide enough data to prove my notion. Money is a critical variable in this debate. Some economists argue that money is neutral and give so little importance to money. Actually money has a meaning of value store rather than exchange. However, I still persist that general glut exists in the short run and supply seemingly create demand in the long run. in the other words, overproduction crisis is the situation that supplier cannot sell their goods at meanwhile. Is it possible? Obviously, the answer is yes. 1930 depression and 2007 financial crisis tell us the answer is yes. However, market itself adjusts and heals general gluts crisis eventually. I agree Keyness critique of Says law. But I am still confused his thought about saving and investment. I do not agree saving rate depends on income level rather than interest rate. For example, Chinese saving rate is higher than some western countries, however, Chinese income level is lower than western countries. Personally, I think interest rate has a strong relationship with saving. Finally, if Says law is acceptable, it means government should adopt laissez-fair policies. However, I think Keynesian is more rational and acceptable than laissez-fair. Global financial crisis and 30th great depression give a strong evidence for this debate. I pretty sure market is rational, however, overlooking one variable, of course, people. Human control the market and price and I have to say people are not rational sometimes. However, there is no general glut in the barter economy. In the other words, all goods are exchange for other goods. Plus, sellers buy other goods immediately after they sell goods. This circumstance seems so abstract and unrealistic. I cannot deny Says law influence and implications. Says law is a pillar of classical economic theory. Understanding the inner implication of Says law is important for government to control a crisis or avoid a crisis.

Plagiarism :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Plagiarism is defined in the Encyclopedia Britannica Online as â€Å"the act of taking the writings of another person and passing them off as one's own†. In my own words I define it as the stealing of someone else’s literary work and taking credit for their writings. Sometimes it is done intentionally as an act of complete dishonesty. Someone may not want to exert the necessary effort required to research and write his or her own work. They assume it would be easier to just copy another author’s work. Another example of deliberate plagiarism is the buying or selling of papers, or hiring someone to write a paper. Most frequently, plagiarism occurs without the writer knowing that he or she is plagiarizing. Simply quoting an author without stating where the quote was taken from and citing the name of author is plagiarizing. If someone uses an authors style of writing and/ or word usage throughout his/her paper that is also considered plagiarism. Whether done intentionally or in error, plagiarism is a crime that can warrant serious penalties   Ã‚  Ã‚  Ã‚  Ã‚  Plagiarism is a severe problem because it has since become an epidemic and is being practiced at an alarmingly increasing rate. It has become widely accepted among students at many colleges and universities across the United States. It has gotten to the point that many students don’t even consider it cheating. This fact alone makes it even more serious and harder to control. It is now common practice to obtain someone else’s writing and turn it in as an original work. It is not difficult to purchase a pre-written paper or hire another individual to write a paper. Students are willing to pay whatever the cost so that they don’t have to do the work themselves. In fact, paper-selling services such as this have become quite a lucrative business. With the age of technology quickly advancing it has become all the more easily to plagiarize. The impact of the Internet on the plagiarism has been huge. You can find hundreds of websites that, for a fee, will offer papers on every topic imaginable. There are also websites that promise custom made papers written based on the requested criteria. The ease and availability offered through such sites has tempted even the most honest students. With the stress and pressure that the pursuit higher education can bring it is often a welcome release to have a ready-made paper at the stroke of key.

The Illegal Bushmeat Trade :: essays research papers

The second half of the 20th century has seen the continent of Africa in continuous turmoil. Civil wars, the AIDS epidemic, deforestation, and desertification are just a few of the problems facing Africa. A more recent threat to this ancient and fragile environment has emerged and is quickly gaining strength at devouring life – the bush meat trade. â€Å"Bush meat† refers to the smoked carcasses of various wild, and often endangered species that are sold illegally at rural markets of undeveloped countries and even at ethnic markets in developed nations. The meat of gorillas, chimpanzees, and elephants are considered delicacies and the demand for these endangered species is increasingly high. Countries at the center of this crisis are Botswana, Mozambique, Kenya, Zimbabwe, the Congo, Cameroon, Zambia, Malawi, and Tanzania. Bush meat plays a crucial socio-economic role to many in Africa, and as such epitomizes the need to balance protection against such factors as poverty, health, and food security. Certain key issues are necessary to understand the bush meat trade: 1. Bush meat is not purely a tropical forest-related phenomenon, but is Africa-wide and indeed a global problem. - Bush meat utilization is a significant conservation, economic, and cultural issue in non-forested areas of eastern and southern Africa - Bush meat is regarded as one of the most beneficial wildlife resources available to local communities. Demand is high and is increasing at alarming rates 2. Bush meat crucial as a source of cheap protein for malnourished people throughout Africa - Over 90% of rural peoples in Central Africa eat less than half of the recommended protein intake 3. With growing populations, demand for bush meat will continue to grow 4. Poverty in the face of diminishing alternative resources, means that traditional taboos restricting the consumption of certain animals is increasingly ignored -Some claim that since we humans are 97% related genetically to chimps and gorillas that eating them is tantamount to cannibalism 5. Even though subsistence use of bush meat still predominates over most areas of eastern and southern Africa, an emerging trend of increased commercial trade is evident - Bush meat is making its way into Europe in large quantities and is even found in ethnic markets in the UK The core of the problem appears to be logging. Logging companies build roads to previously inaccessible areas making contact to bush meat much easier. Some companies actually hire employees to buy the meat, while others supply hunters with guns and ammunition and even transport the catch between forests and markets.

Financial Institutions Essay

The best financial institution for the high debt and high income professionals looking to obtain insurance and investment advice and services is a financial planning services company such as Ameriprise Financial. Financial planning looks at life events and life goals such as retirement and estate planning and offers advice and provides products to help meet those goals. Many financial planning services companies also offer loans and deposit banking accounts. Generally one representative who is licensed to sell insurance, investments, and loans will work with this couple throughout their relationship with the company. The representative’s goal is to periodically review changes in life events and modify the couple’s insurance and investment portfolio to meet their changing goals and objectives. For this couple, the representative may suggest a product that combines insurance and investment such as an annuity or universal life insurance. The couple can establish a relationship with a financial services firm in a local branch or through an interactive website maintained by the company. In some cases the bank that they are already established with may have a financial planning division that they can access in the local branch or through the bank website. Scenario B The best financial institution for a student looking to establish a checking or saving account, establish credit, and develop a relationship with a financial institution should consider a credit union. A credit union is similar to a bank in that it offers deposit accounts and loan programs, but differs from banks in that credit unions are non-profit organizations that are owned and operated by members as opposed to being owned by stockholders and operated by executive boards. Credit unions generally offer higher interest rates on savings accounts, lower fees on checking accounts, and lower interest rates on loans and credit cards. Credit union membership is generally tied to an organization such as a labor union, many large corporations have employee credit unions, some churches or communities have credit unions for members. This student can establish a credit union relationship through parents or may become employed in a local business that offers credit union membership as an employee benefit. Organizations like the Credit Union National Association provides resources and information for consumers. Scenario C The best financial institution for a small business owner who needs multiple deposit and checking accounts, investment services, and access to branches in other cities should consider a national bank such as Bank of America that has branches nationwide as well as online account access. Bank of America, and similar national banks, offer online payroll processing, credit card processing for retailers, and provide businesses with the option of importing bank statement information into popular accounting software formats such as Quicken, QuickBooks, and Microsoft Money. National banks have departments dedicated to small business lending and offer various types of Small Business Administration (SBA) loans. They also have services to meet the needs of specialty industries including financing and leasing partnerships with auto dealers. The business owner can establish a relationship with a banking professional at a local branch or can establish accounts online. National banks generally have extensive, interactive websites which provide information and guidance on establishing the business banking relationship. References Ameriprise Financial. Financial planning advice and financial advisors. Retrieved March 11, 2009, from http://www. ameriprise. com/default-home . asp Bank of America. Small business loans, payroll services & other small business services. Retrieved March 11, 2009, from https://www. bankofamerica. com/smallbus iness/index. jsp Credit Union National Association, Consumer Info. America’s credit unions: where people are worth more than money. Retrieved March 11, 2009, from http://www. creditunion. coop/what_is_a_ cu. html

Motivation Evaluation

Motivation can help and hinder the choices an individual makes, sometimes simultaneously. People act and behave various ways and some people may never be understood or why may never be pinpointed. However, every action or behavior is an impulse of an experience or the potential of that individual. Whether it is to achieve a goal, better themselves, or gain success people will act or behave certain ways through their specific form of motivation. Miley Cyrus’s actions evaluatedMost people that surf the Internet, watch MTV, or music television, have witnessed or seen the controversy over Miley Cyrus’s latest performance on MTV’s Music Video Awards (The Huffington Post, 2013). There were many controversies over her lyrics, clothing, and actions that pertained to her overall behavior during the performance (The Huffington Post). From her clothing of the bare essentials to her obscene gestures, she was obviously motivated by one thing or another.The psychoanalytic view Assuming Miley was motivated by the psychoanalytic view of motivation, would suggest her decision to behave that way was of little or no control of her own (John Wiley & Sons Inc. , 2009). It would also suggest her actions were driven by either her unconscious instincts of life and sexuality or her unconscious instincts of death and aggression (John Wiley & Sons Inc.).More specifically her unconscious need of an outlet for aggression or her unconscious need for sexual satisfaction (John Wiley & Sons Inc. ). For example: Miley behaved that way because she was upset about losing a boyfriend, and unconsciously let out her aggression through dancing seductively on another man (The Huffington Post, 2013).The humanistic viewAssuming Miley was motivated by the humanistic view of motivation, would suggest her decision to behave that way could be because of a specific need, such as self-actualization or achievement that she consciously needed to fulfill (John Wiley & Sons Inc. , 2009). It w ould also suggest she was driven by her goals of fulfilling her full personal potential (John Wiley & Sons Inc. , 2009). (John Wiley & Sons Inc. ). For example: Miley was tired of her well-known Disney roles in entertainment that subdued her true self, therefore her behavior was an attempt to move toward her new goals of achievement and self-actualization.The diversity view Assuming Miley was motivated by the diversity view of motivation, would suggest her decision to behave that way could be because of her individual goals and personal incentives (John Wiley & Sons Inc. , 2009). It would also suggest she behaved that particular way to fulfill a psychogenic need, or combination of the various needs simultaneously to fulfill her personal goal (John Wiley & Sons Inc. ).For example: Her behavior was an attempt to fulfill her needs of achievement to increase self-regard, affiliation of being an adult instead of a child, and sentience to enjoy sensuous impressions (John Wiley & Sons Inc. ). To better explain: The diversity view of motivation by Henry Murray is the theory of needs. This theory states human lives have to be understood in the context of time, because people live in response to the past and their anticipation of the future (John Wiley and Sons Inc. , 2009).Therefore, people organize their lives and bind their time through direct and select forces that resides within the person and their environment (John Wiley & Sons Inc. ). The direct forces are needs, specifically physiological (viscerogenic) needs and psychogenic needs (John Wiley & Sons Inc. , 2009). The physiological needs are basic human needs, such as air, sleep, and water (John Wiley & Sons Inc. ). The psychogenic needs are categorized into 20 basic needs, such as dominance, sex, order, and 17 others (John Wiley & Sons Inc.).According to Henry Murray (John Wiley & Sons Inc. ), human behavior is organized by a single need or a combination of needs simultaneously, to fulfill a personal goal (John Wiley & Sons Inc. ). However, â€Å"The full dynamics of human behavior are revealed in the interaction of needs and press, producing a thema (John Wiley & Sons Inc. , 2009, p. 281). Therefore, when a need is built up overtime, it causes tension, which is released through thoughts and behavior by the individual (John Wiley & Sons Inc. ).ConclusionThere is a purpose behind every person’s behavior, whether it follows the psychoanalytic, humanistic, or diversity view of motivation, it can be analyzed or evaluated through certain processes and theories to see the purpose (John Wiley & Sons Inc. , 2009). One thing stands to be true, all people are unique, but behave similarly and differently for various reasons. Whether it is to achieve a goal, better themselves, or gain success people will act or behave certain ways through their specific form of motivation.